Yeah I applied for one at BMO last week, online. Would they tell me if they decline me? Cuz I don't wanna go to TD and apply for one when they're guna accept me 2 weeks later. Ahah I have no idea...
I normally get my results back straight away, if i do it online i get it in an instant email. One thing i will warn you is not to keep applying, if you keep applying you dramatically decrease your chance of getting one as your Credit Report will be diminished.
I would call or go into the bank. I tried applying online a few months ago and it never really worked, it wasn't that I was turned down, it just didn't work. But when I went into the bank it worked fine.