I dont pay much attention to the boards on neopets. Things have changed a lot in the past 2-3 years. The boards are slow and mostly pointless now. As for Premium and NC, I'm guilty of spending over $75 in NC, and having Premium for about 2 years now. I never cross my main with any of my sides, and I use seperate computers in two physical locations that are about 35km apart from each other, one for my main, and one for any shenanigans I want to try on a side. I thought Premium had boosted my SHH events, but even on a new side I made merly a few days ago, I already snagged two lab map peices, some codestones, and other crap, that has netted me 300k NP so far, so It may be just my luck.
I lurk in the AC, but yeah, a majority of the people are jerks. Got all my lends for free though. Still waiting on MSPP and SuAP. One day... :3 What makes me laugh and what I realize is: TNT freezes if they think people bought/sold an item for real life money. The flaw in this is that you can use real money to buy plushies and notebooks and other crap that give you rare item codes. That give you in-game items. ...that you can sell for neopoints. It's dodgy logic but hey. I'm all about pointing out flaws in theirs.
And if tnt is asked about this in editorial...they answer it in a convoluted manner just to confuse the players!! They too need money!!